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Savings and Payments

Your lifestyle is unique. Your insurance coverage should be too.

Savings and Payments

Your lifestyle is unique. Your insurance coverage should be too.

How premiums are calculated

At Intact Insurance, we treat each person as an individual.

Our grass roots approach means we work with local, independent brokers to offer insurance coverage and premium amounts unique to you.

We consider all the standard variables when calculating your insurance premium – plus many more.

A broker can help you navigate coverage options and build your discounts right into the price you pay.

How to make payments

We offer convenient payment options to help make it easier to manage your payments.

About deductibles

The deductible on your auto insurance policy is the amount you pay towards car repairs if you have an accident.

What can you afford to pay out of pocket for an accident?

The right deductible is balanced. It fits your budget for insurance on one hand, and on the other, what you can reasonably afford to pay in the event of a claim.

Talk to your broker. Get quotes with a few different deductible amounts to understand how it affects your insurance premium.