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Personal insurance

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Getting insured with Intact, it’s easy!

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Personal insurance

Car quote This link will open in a new window. Car quote This link will open in a new window.
Home quote This link will open in a new window. Home quote This link will open in a new window.
1-855-388-5505 This link will open in a new window. 1-855-388-5505 This link will open in a new window.

Business insurance

Commercial vehicle This link will open in a new window. Commercial vehicle This link will open in a new window.
Property and liability This link will open in a new window. Property and liability This link will open in a new window.
1-844-240-9550 This link will open in a new window. 1-844-240-9550 This link will open in a new window.

Getting insured with Intact, it’s easy!

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Get a quote

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Speak to a representative

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Make it Intact

ATV insurance

Protect your all-terrain vehicle (ATV) with the right insurance to enjoy the trails to the fullest.

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Your ATV is part of your lifestyle. Get the ATV insurance you can count on.
  • My ATV and me®
    Take advantage of competitive premiums, free roadside assistance, coverage for trips outside Quebec, coverage for accessories and equipment, accident benefits and coverage for the rental of a temporary replacement ATV.1
  • Free ATV roadside assistance
    If you need help on the trails, we’re by your side. Take advantage of our free ATV roadside assistance to be ready for whatever life throws your way.2
  • A claims team you can count on 
    Nobody wants to be in an accident or wishes to file a claim for damage to their ATV. In the event this happens to you, you can count on Canada’s biggest claims team to assist you with the claim process in order to get back out and enjoy the outdoors as soon as possible.

 Coverage

Have the right ATV insurance when you're hitting the trails for a long weekend of fun with your ATV! Get peace of mind knowing that you have the necessary ATV insurance if something happens. Get the right insurance for your ATV, regardless of the terrain.

  • Bodily Injury and Property Damage Coverage protects you if you're responsible for injuring someone or damaging someone else's property in an ATV accident.pro

  • Direct Compensation Property Damage Coverage may cover damages to your vehicle and its contents if another driver is at fault.

  • Statutory Accident Benefits Coverage may compensate you if you, your passengers, or pedestrians are injured in an ATV collision, regardless of responsibility. Accident Benefits can be increased to match your individual requirements. For additional information, please contact your broker. 

  • Uninsured Automobile Coverage protects you in two instances. First, if you are injured in a crash by a driver who does not have insurance. Second, if you are unable to identify the vehicle; for instance, if you were the victim of a hit and run.

  • Optional

    Various levels of physical damage coverage for your vehicle are available, depending on how much protection and coverage you want for your ATV:

    • Specified Perils Coverage: Covers your vehicle against a limited number of predetermined risks, like theft, some natural disasters, hail, riots or civil disturbances. 
    • Collision or Upset Coverage: If damages are caused to your car because you've crashed into something (like a light post, guardrail, or another vehicle), Collision or Upset coverage could cover the cost of those repairs. You may just have to pay the deductible.
    • Comprehensive Coverage: Covers the expenses to fix the damage to your vehicle from unpredictable circumstances such as fire, theft, vandalism, or some natural disasters.
    • All Perils protection: A combination of Comprehensive coverage and Collision or Upset Coverage
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Programs and add-ons

If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your insurance representative or get a quote.3

My ATV and me®

Get the insurance you can count on with My ATV and me®: ATV roadside assistance, accessories coverage, accident benefits and more.

Complementary liability coverage

Additional liability coverage will protect you for up to $2,000,000.

Complementary replacement insurance

In the event of a total or partial loss, replace your vehicle or the damaged parts with new ones of the same value.

THE PERFECT MATCH BETWEEN YOUR HOME, CAR AND ATV INSURANCE

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Bundle and save!

Combine your home insurance, car insurance and ATV insurance with Synchro insurance and take advantage of the exclusive benefits. Get the best value for your money and save up to 15%4 on your home insurance policy.

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MORE WAYS TO SAVE

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  • Fédération Québécoise des Cubs Quads members
    Are you a member of an ATV association recognized by Intact Insurance? If you are a member of the Fédération Québécoise des Cubs Quad (FQCC), you could be eligible for an exclusive offer and discounts! 
  • Bundle your home and ATV insurance
    Get the best value for your money by bundling your home and ATV insurance with Synchro insurance!
  • FADOQ FreeSpace®
    Only for those at least 50 years young! FADOQ members: enjoy increased protections and discounts.
  • More ways to save
    You own multiple vehicles and insure them with Intact Insurance? You have a complete antitheft on your ATV? It could help you save! 4

Discover more coverage

Home insurance 

Your house is your home. Protect what matters most to you, and your liabilities against unexpected insured events.

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Car insurance

With us, you stay in the driver’s seat. Get car insurance based on your vehicle and driving habits.

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Snowmobile insurance

Head out for a ride knowing you have the right protection for yourself and your sled. We’ve got you covered in the snow.

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FAQ

It is highly recommended to get insurance for your off-road vehicle. When you’re out on the trails, it is important to have liability insurance to protect yourself from damage caused to a third party, accident benefits, and coverage for your vehicle in case of damage, loss, or theft.

If your ATV insurance policy includes comprehensive coverage, your ATV will be covered in case of theft.

With ATV insurance, you’ll be able to enjoy your all-terrain vehicles with peace of mind, knowing that you have the right coverage should anything happen on the trails. With the right protection for your vehicle, you can leave your worries behind and enjoy the trails.

We insure ATVs, UTVs and side-by-side vehicles. Be sure to reach out to your insurance representative to learn more about the right coverage for your off-road vehicle.

To get a quote for your ATV, contact your insurance representative. If you’re already an Intact Insurance customer, you could be even eligible for discounts on your insurance premium if you have a private passenger vehicle or home policy with us. Didn’t find what you were looking for?

Yes, in Quebec, you must hold a civil liability insurance contract that covers bodily injury and property damage caused by the vehicle in order to put the ATV in operation.

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Your insurance when you need it the most.

Download the Intact Insurance app to access your digital proof of insurance, submit and track a claim, view your insurance documents and more.

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Talk to an insurance representative 

It can be a challenge to find the right type of ATV coverage you need on your own. Be sure to reach out to one of the insurance representatives we work with across Canada that specialize in finding the right ATV insurance for your ATV. Call an insurance representative today.

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Get an ATV insurance quote

Have the right protection on the trails. Get the best ATV insurance policy for your needs, starting with getting an ATV insurance quote. Getting an ATV insurance quote is the first step to protecting your ATV.

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