Home-based business insurance
Coverage
If you own a home business, you may want to get coverage for your commercial belongings, as you do not get commercial belongings coverage under your standard home insurance policy. Whether you’re a freelancer, run an online shop or have client consultations at home, by adding home-based business insurance to your existing home policy, you can have the right protections for your professional activities.
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FAQ
It’s simple! Home-based business insurance can be added to your home insurance policy. If you’re not already an Intact Insurance customer, the first step is to get a home insurance quote for your principal dwelling. Then, make sure you specify that you are also looking to have additional coverage if you operate a business from home, so that you add this additional coverage to the property’s policy if eligible. Don’t hesitate to reach out to your insurance representative to discuss your home-based business insurance needs.
Home-based business insurance, also known as home business insurance, protects office furniture, business equipment, merchandise both on and off-premises, and operating losses. It also includes personal liability insurance, which protects you if you are held liable for damages caused by your business activities. For more details about your coverage, refer to your insurance representative or to your insurance policy documents.
We offer coverage for a wide range of home businesses. Whether you’re a designer, music teacher, copywriter, architect, notary, accountant, travel planner, consultant, etc., we could have the right coverage for you and your home business. Please note that the list of eligible home businesses can change at any time. Reach out to your insurance representative to know if your professional activities are eligible.
You should get home business insurance as your home insurance does not cover damages caused by your business operated from home. It leaves your business (and your home!) exposed to a lot of risks. With a home-based business insurance policy, you’ll get peace of mind knowing that operating losses and property for professional use and your home are covered.
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Protect your home-based business with the right coverage for your needs by contacting an insurance representative or by calling us. Getting a quote is the first step to protecting the business you operate from home.