Car Insurance in Ontario
Coverage
Have the right car insurance when you take the wheel and drive worry-free. Our auto insurance will provide options to obtain the coverage best suited to you and your particular vehicle, regardless of whether it is used, new, an SUV, a sedan, or another car type.
Car owners in Ontario
Make sure all your drives, whether short or long, are stress-free. Get a car insurance quote online today or reach out to your broker.
- Why should you get car insurance coverage in Ontario
If you own a car in Ontario, you are required by law to obtain auto insurance. Consider car insurance as a protection, should anything happen to your vehicle. In Ontario, vehicle repair can be very costly. Your car insurance will come in handy and help protect your vehicle – and finances – as a result of damage to your car. In cases where you can be held liable for any costs incurred as a result of any harm or damage to others while driving, car insurance may be there to help you should you need it.
- Ways to save on car insurance coverage in Ontario
Car insurance is mandatory for all drivers in Ontario so make sure you take advantage of these ways to save on your car insurance policy. Here are some of our recommendations:- Combining your home and car insurance policies
- Enrolling in my Drive™ to get personalized car insurance
- Owning an electric or hybrid car
- Reducing your insurance cost by owning a vehicle that is less expensive to insure
- Remaining a safe driver and limit driving violations
- Taking a driving course
- Increasing your deductibles
If you have any questions about your car insurance premium, don’t hesitate to reach out to your broker.
Programs and add-ons
If you have specific needs or want the most competitive offer, take advantage of our programs and endorsements. To learn more, ask your broker or get a quote.4
Bundle
Combine your home and auto policies to get the best value for your money and enjoy exclusive benefits.
Claims advantage
the event you are a victim of a hit and run causing damage to your vehicle over $1,000 or it is a total loss, your deductible will be waived.
Minor conviction rating waiver
Have peace of mind knowing your first minor conviction, such as a speeding ticket, won't affect your premium.
Plus Pac
Automobile physical damage extension package Plus Pac extends your protections. Enjoy coverage for a replacement rental vehicle in the event of an insured loss, coverage for damages you may cause to a rental vehicle in Canada and the United States as well as roadside assistance.
Discover more coverage
Home insurance
Your house is your home. Protect what matters most to you, and your liabilities against unexpected insured events.
ATV insurance
Your ATV is part of your lifestyle. Get the right insurance for your off-road vehicle before you hit the trails.
FAQ
There are numerous ways for you to save on your car insurance premium:
- Bundle your house and car insurance to save on both policies
- Enrol in my Drive™ to get a personalized car insurance premium
- Add an approved anti-theft device to your vehicle
You can get a car insurance quote online with Intact Insurance in Ontario. Then, the contract is finalized over the phone. It’s that simple!
In Ontario, a classic car is at least 15 years old and hasn't been tampered or modified in any way.
No. When buying a car, you need to have car insurance for that vehicle. Before officially purchasing it, you must let your insurance broker know on what date you will take possession of your car to ensure that the policy will be active when you first take to the road.
Adding your teenager as an occasional driver to your insurance policy is quite simple. Simply reach out to your broker to request adding your son or daughter to your car insurance. They will add them to your car insurance and inform you of any changes to your insurance premium, if any.
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Get a car insurance quote in Ontario
Have the right protection when tackling the twists and turns of the highway. Find the best auto insurance policy for your needs, starting with getting an auto insurance quote. Getting an auto insurance quote is the first step to protecting your vehicle.