Tenant insurance

Protect what matters most to you. Get coverage for your personal belongings and civil liability protection with tenant insurance today.

Your apartment is your home, it’s only natural to protect what makes it your own. 
  • Coverage that goes beyond your belongings
    Our tenant insurance includes civil liability and loss of use: get coverage if someone gets injured at your address, or in the event you need to relocate after damage to your home 
  • Outstanding claims experience
    We offer homeowner insurance, condo insurance, cottage insurance, rented dwelling insurance and tenant insurance.
  • Generous coverage for renters
    Enjoy generous coverage amounts with higher than basic limits to protect your belongings in your rental home. 

Coverage

If you rent your home, be it a house, an apartment, or a condo, your landlord’s property insurance will not cover your belongings in case of fire, theft, or water damage. Be sure to protect yourself and your belongings with the right renters insurance to protect the things that you care about. No matter what life throws your way, you’ll have the right protection for your home.

  • Tenant insurance covers damage and replacement costs to personal belongings such as furniture, clothing, electronics and more.

  • Our tenant insurance policy covers additional living expenses you incur if you cannot stay in your home during repairs, including hotel room fees, costs for food and meals, and clothing you may need while out of your rental apartment or house.

    • Tenant insurance will provide coverage if you and your family are sued and legally held responsible for the damage caused accidentally to someone else’s property or injuries. Personal liability coverage includes:  

    • Medical bills to treat someone else’s injuries
    • Legal expenses 
    • Damage to someone else’s property

Programs and add-ons

Get the most complete tenant insurance policy and enjoy the benefits of our tenant insurance.

my identityTM  

my identityTM provides advice and protection against identity theft, legal information, cyber protection and consumer dispute coverage. 

Enhanced water damage package

Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up and overland water. 

Liability umbrella insurance

Personal umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defense.

Personal property in storage

Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up and overland water. 

Bundle and save

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woman in nature with car

Save time and money with a combined insurance policy

Combine your tenant insurance and auto insurance and take advantage of the exclusive benefits. Save up to 15% on your home insurance policy and get up to 10% off your car insurance premium.

More ways to save

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man with a van
  • Alarm systems and safety devices
    Have an alarm system in your home ? Whether its locally monitored by yourself or by a central for fire and theft, you could save on your insurance premium!
  • FADOQ
    Haven’t had a claim in the last years? You’re a non-smoker? Haven’t moved house over the last years? With Intact Insurance, it could help you save!
  • Even more ways to save
    Haven’t had a claims in the last years? Haven’t moved house over the last years? With Intact Insurance, it could help you save!

FAQ

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Find a representative in Quebec

Your car and home insurance belong together. Bundling is the perfect marriage between your home and auto insurance. This winning combination gives you exclusive benefits and up to 15% off your car insurance premium. Plus, it makes your life easier: one bill, one payment, one renewal date...it’s that easy!

Get a house insurance quote in Quebec

With so many house insurance options, it can be confusing and time-consuming to compare them all yourself. That’s where insurance brokers and agents can help. Talk to a broker or an agent today about the protection you need.