Coverage
Home is where your heart is, protect it. Our homeowner's insurance coverage will protect what you value with the right protection for your needs. Protect what is most important to you. The feeling of providing security for your family is irreplaceable. Owning a home is a point of pride and joy and protecting it well will give you peace of mind. With Intact Insurance, you will benefit from protections that fit your needs.
Programs and add-ons
Discover the best way to save on your home insurance policy.
my identityTM
my identityTM provides advice and protection: identity theft, legal information, cyber protection and consumer dispute coverage.
Enhanced water damage package
Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up, water and sewer lines, overland water and ground water.
Liability umbrella insurance
Personal umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defense.
my identityTM
my identityTM provides advice and protection: identity theft, legal information, cyber protection and consumer dispute coverage.
Enhanced water damage package
Water is the main threat to your home. Enhanced water damage package protects you if water enters your home: sewer back-up, water and sewer lines, overland water and ground water.
Liability umbrella insurance
Personal umbrella coverage will protect your assets against certain lawsuits and cover your legal expenses and loss of income while preparing your legal defense.
Home insurance in Quebec
- Get coverage for your home in Quebec
Protect your most important investment and get a quote for your Quebec home insurance coverage, by phone or through a broker with ease. Our home insurance policy is designed and tailored to your personal needs for homeowners insurance.
- Why get coverage for your home in Quebec
Make your house a home with the protection that will best help you in times of crisis, be it in your first family's home in Montreal, Quebec City, or Saguenay or your house in Laval or Sherbrooke, home insurance protects your home, your valuables, provides liability insurance and more. Get a tailored home insurance quote at a competitive price.
- Saving on your home insurance in Quebec
The price for your homeowners insurance can vary greatly depending on a variety of different factors. Here are some of our recommendations to help you save on your insurance: - Reach out to one of the 6,000 brokers we work with about potential discounts
- Bundle your home and auto insurance policies to save on both
- Evaluate your home coverage needs annually
- Implement fire, theft and water damage preventative measures
- Pay your premium annually
Discover more coverage
FAQ
Property damage from water is among the most common homeowners insurance claims, followed by wind and hail, fire and lightning, and theft.
Most banks, when you get a mortgage for your home, will insist that you have a house insurance.
- Carefully go through your policy details with your broker to clarify your insured perils, terms and conditions, and exclusions and any other questions you may have about your coverage
- It is advised to insure your home for its replacement value, not its cash value when you purchased it.
- Make sure your policy (and your home) is disaster ready
- With severe weather events on the rise, water damage coverage is a good idea for all homeowners, regardless of zoning
- Thoroughly document the contents of your home room by room, so that you have an inventory in case of loss. The claims process will be much simpler!
- Be transparent with your insurance company when getting a quote, or when you make some changes to your house. Let them know about any major changes you’ve made or plans to make any renovations. This will ensure you have the right coverage for your property in case of damage.
- Talk with a broker. Intact Insurance works with over 6,000 insurance brokers who are experts in their field. They can advise you on the best protections for your needs, will inform you of the possible discounts and be there for any insurance related questions you might have.
Most homeowners insurance policies will provide some coverage for flat roofs. Ask you broker about the coverage you need for your home.
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Get a homeowner’s insurance quote in Quebec
Your house is your home. Let us find the best coverage for your needs by contacting a broker, by calling us or by getting a house insurance quote online. Getting a house insurance quote is the first step to protecting your most important asset.